Risk Disclaimer

Last Updated: February 2026

General Risk Warning

Trading financial instruments — including but not limited to foreign exchange (Forex), stocks, options, commodities, cryptocurrencies, and contracts for difference (CFDs) — carries a high level of risk and may not be suitable for all individuals. Before deciding to trade any financial market, you should carefully consider your investment objectives, level of experience, and risk appetite. You should be aware that you could lose some or all of your initial investment. You should not trade with money that you cannot afford to lose.

No Investment Advice

Urban Forex is an online education company that provides courses, training videos, webinars, and educational content related to price action analysis and chart reading. All content provided by Urban Forex, including but not limited to videos, articles, webinars, social media posts, and course materials, is for educational and informational purposes only.

Nothing on this website or within our programs constitutes:

  • Investment advice or a recommendation to buy, sell, or hold any financial instrument
  • A solicitation to trade any financial market
  • An offer to manage funds or execute trades on behalf of any individual
  • A guarantee or promise of any specific trading outcome or financial return

Urban Forex does not operate as a broker, dealer, financial advisor, or investment manager. We do not manage client funds, execute trades, or provide personalized trading recommendations.

Hypothetical and Simulated Performance

HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. Simulated trading programs in general are also subject to the fact that they are designed with the benefit of hindsight. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

Any examples, demonstrations, or chart analyses shown in our educational content are used solely for instructional purposes to illustrate analytical concepts and techniques. They should not be interpreted as predictions of future market performance or as a guarantee that similar results can be achieved.

Leverage and Margin Risk

Many financial markets offer leveraged trading, where a small deposit controls a much larger position. The high degree of leverage available in leveraged trading can work both for and against you. Leverage amplifies both potential gains and potential losses. A relatively small market movement can lead to proportionately larger losses, potentially exceeding your deposited funds. If the market moves against your position, you may be required to deposit additional funds to maintain your position. If you fail to meet any margin call, your position may be liquidated at a loss, and you will be responsible for any resulting deficit.

Market Risk

Financial markets — including Forex, stocks, options, commodities, and cryptocurrencies — are volatile by nature. Prices can fluctuate rapidly due to economic events, geopolitical developments, changes in interest rates, regulatory changes, and other factors beyond anyone's control. Past market conditions are not indicative of future market conditions.

Technology and Connectivity Risk

There are risks associated with utilizing internet-based trading systems, including but not limited to the failure of hardware, software, and internet connectivity. Urban Forex is not responsible for communication failures, disruptions, errors, distortions, or delays you may experience when using any electronic trading system, regardless of cause.

Educational Nature of Our Services

Urban Forex teaches analytical skills including:

  • How to read and interpret price action on charts
  • How to identify market structure and momentum
  • How to apply technical analysis concepts
  • How to develop discipline and risk management awareness

The application of these skills in live trading markets is entirely at the student's own risk and discretion. Urban Forex has no control over how students apply the educational content, and accepts no liability for any trading decisions made by students.

Regulatory Information

Urban Forex is operated by Black Tower Investments Ltd., a company registered in Hong Kong. Urban Forex is not regulated by any financial services authority as it does not provide financial services, investment advice, or brokerage services. Our services are limited to education and training.

Trading regulations vary by jurisdiction. It is your responsibility to determine whether trading financial instruments is legal in your jurisdiction and to ensure compliance with any applicable local laws and regulations.

Contact

If you have any questions about this Risk Disclaimer, please contact us at [email protected].

This disclaimer applies to all content on urbanforex.com and all associated platforms, applications, and social media channels operated by Urban Forex.